Medicare is a federal program available to seniors and the disabled. It provides excellent coverage at a reasonable price, and is one of the best insurance options for those eligible.
Medicare works by providing health benefits to those unable to work. There are 4 distinct categories of Medicare, each of which works differently with one another, providing different coverage—Original Medicare, Medicare Advantage, Medicare Part D, and Medigap:
• Original Medicare includes Part A and Part B
• You must enroll in Original Medicare before you can access the other plans.
• Medicare Advantage is considered an alternative to Original Medicare (but includes all of the same coverage), and will likely include Part D.
• Part D can only be purchased on its own with Original Medicare.
Medigap can also only be purchased with Original Medicare.
We understand how confusing this all may seem just starting out. If you have any questions here or moving forward, just call The Coleman Agency.
Each of these plans covers a different variety of benefits in different ways:
Medicare eligibility is limited to a specific group of people. The main group Medicare is catered towards are seniors aged 65 and older. You will more than likely be automatically enrolled in Original Medicare, with the option to enroll in additional plans if you choose. You can also choose to delay your enrollment if you are still working.
For disabled people, one you have received 24 months of Social Security disability benefits, you will be automatically en
This is a lot for any one person to understand. Let us do it for you. We will explain your Medicare coverage and options, and make sure you have peace-of-mind every step of the way. To get started, call The Coleman Agency now.