Understanding auto coverage is made easy when you allow The Coleman Agency to assist you with your protection. You might get into an accident, your vehicle is stolen, or have an animal run into your car. Accidents happen and having coverage to repair, replace, and indemnify all parties involved, will protection your financial well being.
Each state requires that every licensed drive have auto insurance, regardless if you own a car or not. North Carolina and South Carolina have specific minimum limits of coverage to be compliant with state law. Let The Coleman Agency help you get it. Call us at (803) 802-7507 or request your free quote today.
Car insurance helps you pay for unexpected, unpreventable damage to your car. In other words, it is emergency money when you need it most.
In other words, car insurance can help you avoid paying out-of-pocket for the things you don’t plan for. For the simple cost of a policy premium, you’ll have financial security in case of unfortunate mishaps.
Every driver must carry car insurance. It is the law. Both North and South Carolina require drivers to carry certain amounts of coverage to legally drive their cars.
Still, don’t think of car insurance as a burden. Consider it an important tool that you can use to protect yourself in challenging, uncertain situations. We guarantee that by carrying coverage, you’ll feel safer and more confident behind the wheel.
Drivers in both North Carolina and South Carolina have requirements, set by law, to carry car insurance. In both states, you must carry:
In North Carolina, you must have at least:
*Depending on how much coverage you choose, you might have to carry either uninsured or underinsured coverage — or both. If you carry only the minimum liability limits, you must carry uninsured motorist coverage. Policies with more than the minimum limits must have combined uninsured/underinsured coverage.
In South Carolina, you must have at least:
**You must carry uninsured motorist coverage at least at the 25-50-25 limits of your required liability insurance.
You have no requirement to carry only the liability and un/under insurance required by your state. We recommend that you carry other policy elements, such as: