Part of maintaining our health is taking care of our dental hygiene, our eyesight, and our hearing. Regular visits to health care professionals in these areas help us to watch for degeneration and correct any issues that come up.
Importantly, Original Medicare does not offer coverage for routine dental, vision, or hearing care, unless you opt for a Medicare Advantage plan, but they will vary with their coverage as well. That leaves a huge portion of the U.S. population in need of support to help pay for the maintenance of their teeth, eyes, and ears.
Supplemental policies are the best way to secure coverage for routine dental, vision, and hearing care. Contact The Coleman Agency to find a plan with coverage in your area.
Dental insurance is a low-cost way to protect your teeth, gums and wallet. The price of maintaining a healthy mouth can cost hundreds or even thousands of dollars. Should you ever need costly care, from fillings and crowns to periodontics and orthodontics, your dental insurance will be there to provide benefits when needed.
At its low monthly cost, dental insurance is an important investment to help you afford regular maintenance for your teeth and gums. Without the help of insurance, routine dental cleanings and checkups would be costly. Not to mention care for a cavity or root canal, implant, extraction, or more.
Vision insurance is crucial because so many of us have or will have vision problems. For everyone between the ages of 20 and 40, we should be getting an eye examination from a qualified eye care professional every five years. For people over the age of 40, we should be getting eye exams every two years. If you have vision changes, you should see your eye doctor as soon as you notice the change.
Vision insurance covers eye exams, corrective lenses, frames, contact lenses, surgical procedures, and sunglasses. The coverage for each of these items will depend on the specifics of your plan.
Also important to our day-to-day life and maintaining our health is hearing care. As we get older, our hearing tends to get duller. This has to do with genetic factors as well as exposure to loud noise throughout our lives. Taking care of our hearing is less straightforward than other senses, but seeing an ear, nose, and throat doctor at the direction of your primary care doctor is something you should be able to afford. Medicare does not cover hearing exams or hearing aids and fittings, unless the exam is used as a diagnostic test ordered by your doctor.
Hearing insurance will cover your hearing exams, hearing aids, and fittings. You should be able to maintain your health affordably with the help of your hearing insurance.
All of these senses require regular maintenance, which can be expensive without coverage from your health insurance company. Routine dental, vision, and hearing care does not usually come standard with health insurance, so you will need to purchase an affordable supplemental plan to take care of these needs.
To learn more about your dental, vision, and hearing coverage options, contact The Coleman Agency today.
The Coleman Agency cares about people like you. We know how difficult health insurance can be, and we want to help. For a quote or just for more information, give us a call today.